University of Maryland, USA
IZA World of Labor role
Assistant Professor of Economics, University of Maryland, USA
Post Doctoral Fellow, Center for Global Development, USA (August 2011–June 2012)
PhD Economics and Public Policy, University of Michigan, 2011
“Credit market consequences of improved personal identification: Field experimental evidence from Malawi.” American Economic Review (October 2012) (with X. Giné and D. Yang).
“The effects of education on labour market outcomes.” In: Fiske, E., and H. Ladd (eds). Handbook of Education Finance and Policy. Abingdon: Routledge, 2008 (with J. Smith).
Combine behavioral insights with good products to increase formal savings in developing countriesJessica Goldberg, October 2014Poor people in developing countries can benefit from saving to take advantage of profitable investment opportunities, to smooth consumption when income is uneven and unpredictable, and to insure against emergencies. Despite the benefits of saving, only 41% of adults in developing countries have formal bank accounts, and many who do rarely use their accounts. Improving the design and marketing of financial products has the potential to increase savings among this population.MoreLess