Bruce Chapman

Australian National University, Australia, and IZA, Germany

I believe that there is a more efficient and fairer way to design student loans, and this is to make them income contingent. I am very pleased to have the opportunity to have these ideas distributed to the wide and informed audience of the IZA World of Labor

IZA World of Labor role


Current position

Professor of Economics, College of Business and Economics, Australian National University, Australia

Research interest

Government as risk manager, applied econometrics, student loans analysis

Positions/functions as a policy advisor

Consultant to the World Bank on student loans policy, various times; Consultant to the Australian Government on student loans design, 2014/15.

Past positions

Professor of Economics, Department of Economics, Research School of Social Sciences, Australian National University, 1996–2006


PhD Economics, Yale University, 1982

Selected publications

  • "An analysis of Stafford loan repayment burdens." Economics of Education Review 45:C (2015): 89–102 (with K. Lounkaew).

  • "Student loan reforms for German higher education: Financing tuition fees." Education Economics 22:6 (2014): 569–588 (with M. Sinning).

  • "The costs of unpaid higher education contribution scheme debts of graduates working abroad." Australian Economic Review 46:3 (2013): 286–299 (with T. Higgins).

  • Income Contingent Loans: Theory, Practice and Prospects. New York: Palgrave McMillan, 2014 (edited with T. Higgins and J. E. Stiglitz).