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Leora Klapper

The World Bank, USA

IZA World of Labor role

Author

Current position

Lead Economist, The World Bank, USA

Research interest

Consumer and household finance, behavioral economics, entrepreneurship, supply chain finance, financial institutions

Website

https://sites.google.com/site/leoraklapper/

Positions/functions as a policy advisor

Lead Economist, The World Bank (2011–); Senior Economist, The World Bank (2002–2011); Economist, The World Bank (1998–2002)

Qualifications

PhD Financial Economics, Stern School of Business New York University, 1998

Selected publications

  • “Financial literacy and financial resilience: Evidence from around the world.” Financial Management 49:3 (2019): 589–614 (with A. Lusardi).

  • “Workplace signaling and financial commitment: Evidence from a field experiment.” AEA Papers and Proceedings 108 (2018): 438–443 (with E. Breza and M. Kanz).

  • “Improving financial access for entrepreneurs in developing countries: Evidence from a series of experiments with commercial bank loan officers.” Journal of Finance 70:2 (2015): 537–575 (with S. Cole and M. Kranz).

  • “Measuring financial inclusion: Explaining variation across and within countries.” Brookings Papers on Economic Activity (2013): 279–340 (with A. Demirguc-Kunt).

  • “Entry regulation as a barrier to entrepreneurship.” Journal of Financial Economics 82:3 (2006): 591–629 (with L. Laeven and R. Rajan).

article(s)

  • How digital payments can benefit entrepreneurs Updated

    Digital payments can effectively connect entrepreneurs with banks, employees, suppliers, and new markets

    Leora Klapper, April 2023
    Digital payment systems can conveniently and affordably connect entrepreneurs with banks, employees, suppliers, and new markets for their goods and services. These systems can accelerate business registration and payments for business licenses and permits by reducing travel time and expenses. Digital financial services can also improve access to savings accounts and loans. Electronic wage payments to workers can increase security and reduce the time and cost of paying employees. Yet, there are challenges as many entrepreneurs and employees lack bank accounts, digital devices, and reliable technology infrastructure.
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