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References for How digital payments can benefit entrepreneurs
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Further reading
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Key references
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Gallup Gallup World Poll
Survey. Washington, DC: Gallup, Inc, 2022. Key reference: [1]
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Demirguc-Kunt, A., Klapper, L., Singer, D., Ansar, S. The Global Findex
Database 2021: Financial Inclusion, Digital Payments, and
Resilience in the Age of COVID-19. Washington, DC: World Bank, 2022. Key reference: [2]
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Deloitte SME Digital
Payments: New Opportunities to Optimise. The Paytech Revolution
Series. London: Deloitte, 2018. Key reference: [3]
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Muralidharan, K., Niehaus, P., Sukhtankar, S. "Building state
capacity: Evidence from biometric smartcards in India" American Economic
Review 106:10 (2016): 2895–2929. Key reference: [4]
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Breza, E., Kanz, M., Klapper, L., Farrell, M. Electronic Wage
Payments: Saving Time and Money for Employers and Workers. A
Better Than Cash Alliance Case Study. New York: UNCDF, 2017. Key reference: [5]
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Blumenstock, J., Callen, M., Ghani, T. "Why do defaults
affect behavior? Experimental evidence from Afghanistan" American Economic
Review 108:10 (2018): 2868–2901. Key reference: [6]
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BSR and IFC The Potential
Gains of Digitizing Garment Sector Wages in Cambodia. Findings
and Recommendations. Washington, DC: BSR and IFC, 2022. Key reference: [7]
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Breza, E., Kanz, M., Klapper, L. Learning to
Navigate a New Financial Technology: Evidence from Payroll
Accounts NBER Working
Paper No.28249, 2020. Key reference: [8]
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Wright, R., Tekin, E., Topalli, V., McClellan, C., Dickinson, T., Rosenfeld, R. Less Cash, Less
Crime: Evidence from the Electronic Benefit Transfer
Program IZA Discussion
Paper No.8402, 2014. Key reference: [9]
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Demirguc-Kunt, A., Klapper, L., Singer, D., Ansar, S., Hess, J. "Measuring
financial inclusion and opportunities to expand access to and
use of financial services" World Bank
Economic Review 34:1 (2020): S2–S8. Key reference: [10]
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World Bank World Bank
Enterprise Surveys. Washington, DC: World Bank, n.d. Key reference: [11]
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Turner, M. P., Walker, C., Chaudhuri, S., Varghese, R. A New Pathway to
Financial Inclusion: Alternative Data, Credit Building, and
Responsible Lending in the Wake of the Great Recession. Durham, NC: PERC Press, 2012. Key reference: [12]
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Klapper, L., Lusardi, A. "Financial literacy
and financial resilience: Evidence from around the world" Financial
Management 49:3 (2020): 589–614. Key reference: [13]
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IDC and Cisco 2020 Small
Business Digital Transformation—A Snapshot of Eight of the
World's Leading Markets. San Jose, CA: IDC and Cisco, 2020. Key reference: [14]
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Microsoft Singapore and the Association of Small
& Medium Enterprises 2020 SME Digital
Transformation Study. Singapore: Microsoft Singapore and the Association of Small
& Medium Enterprises, 2020. Key reference: [15]
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Gallup Gallup World Poll
Survey. Washington, DC: Gallup, Inc, 2022.
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Additional References
- Duflo, E. "Women empowerment and economic development" Journal of Economic Literature 50:4 (2012): 1051−1079.
- G20 Global Partnership for Financial Inclusion (GPFI) Digital Financial Solutions to Advance Women's Economic Participation. Washington, DC: G20 GPFI, 2015.
- G20 Global Partnership for Financial Inclusion (GPFI) Advancing Women's Digital Financial Inclusion. Washington, DC: G20 GPFI, 2020.
- Karlan, D., Lakshmi Ratan, A., Zinman, J. "Savings by and for the poor: A research review and agenda" The Review of Income and Wealth 60:1 (2014): 36–78.
- Lusardi, A., Kaiser, T., Menkhoff, L., Urban, C. "Financial education affects financial knowledge and downstream behavior" Journal of Financial Economics 145:2 (2022): 255-272.
- World Bank Global ID Coverage Estimates: 2021 Update. Washington, DC: World Bank, Forthcoming.